Blog

Hurricane Season as a Homeowner

Posted by MJM Global

Jun 22, 2017 4:42:54 PM

In their June Newsletter, The Hartford shared the following helpful information for business owners during Hurricane Season:

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Topics: Homeowners Insurance, Flood Insurance

Hurricane Season

Posted by MJM Global

Jun 20, 2017 2:17:36 PM

In their June Newsletter, The Hartford shared the following helpful information for business owners during Hurricane Season:

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Topics: Business Insurance, Flood Insurance

The Importance of Directors and Officers Liability for Non-Profit Organizations.

Posted by MJM Global

May 25, 2017 3:08:05 PM

 

Serving on the board of a non-profit organization can be an honorary position or a full-time job, depending on the scope of the organization and the population it serves. The most desirable board members for an organization are those who can bring attention to the cause, and more importantly attract funding to help the organization do what they do. This is especially crucial in the current political climate for the social service non-profits, as organizations could be facing serious funding cuts for their essential services to vulnerable populations.

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Topics: D&O Liability

CRIME ALERT!! Female Grab and Run Suspect Hits in NY and TN

Posted by MJM Global

May 2, 2017 4:16:57 PM

     Amherst, NY – April 25, 2017
The white female suspect pictured below entered a retail jewelry store and asked to see matching diamond bracelets and rings for men. The sales associate placed a ring on a counter pad and was displaying the bracelet on his own wrist when the suspect grabbed the ring from the pad and the bracelet off his wrist and ran from the store. The suspect was described as 5’9”, thin build, 120 lbs., short purple hair, late 20s to early 30s, with multiple tattoos, one of which was on her left hand.

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Topics: Jewelry Insurance, Crime Alert

Insure Your Sports Collection

Posted by MJM Global

Apr 28, 2017 3:54:42 PM

Theoretically, your precious sports collection that you hold so dear to your heart, should be compensated in the event of a loss. After all, it comes under the definition of ‘personal property’. The problem is, insurance companies may not pay you enough under your standard homeowner’s policy. If you read the fine print, you will find that there is a limit to their coverage.

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Topics: Personal Article Floater, Sports Memorabilia

What Your Homeowners Insurance Policy should Cover

Posted by MJM Global

Apr 27, 2017 12:49:09 PM

Unexpected events, both natural and man-made, can cause irreplaceable damage to lives and properties. But thanks to insurance policies, you can alleviate a great degree of loss with their financial assistance. Out of the multitude of policies available, homeowners insurance is perhaps the most useful in getting compensated for unexpected losses.

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Topics: Homeowners Insurance

Get Your Priceless Coin Collection Insured

Posted by MJM Global

Apr 25, 2017 12:34:26 PM

A lot of homeowner’s policies don’t cover this, as it is classified as a ‘specialty’ item. Even if some policies do cover them, what they offer is often a minor percentage of what your coin collection is worth. Legally, they could argue that a nickel, no matter how rare, is worth only 5 cents, even if you took them to court. This is, after all, the basis of all currency, and a judge might be hard-pressed to overrule them.

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Topics: Personal Article Floater, Coin Collection

Are you the Right Candidate for Personal Liability Insurance?

Posted by MJM Global

Apr 24, 2017 2:53:14 PM

Personal liability is a form of insurance that many consider unnecessary. The main reason for this is that it is cheap and people don't normally get sued. Also, if you have some form of homeowner's or automobile insurance, there will be liability cover that already goes with it. Why then does this even exist? It exists because there are situations where basic coverage may turn out to be insufficient.

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Topics: Personal Liability Insurance

How Much Should Flood Insurance Premium Cost?

Posted by MJM Global

Apr 13, 2017 4:00:51 PM

Floods have become more common these days and one must be always prepared for the future disasters. One of the best ways of protecting oneself against floods is through flood insurance. At least from a financial point of view, it will keep you safe. But most people are not aware of flood premiums and how much they cost.

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Topics: Flood Insurance

5 Things You Should Know While Getting Car Insurance in New Jersey

Posted by MJM Global

Apr 11, 2017 12:08:07 PM

Getting the right insurance can be a matter of debate because often people find themselves in a fix after buying the wrong insurance. Either the premium is too high or the amount given for the damages is too low. Whatever be the case, insurance should be purchased after thorough research. Being protected will ensure you are safe, at least on the financial aspect.

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Topics: Auto Insurance, Car Insurance, Auto Policy