PROTECT WHAT YOU'VE BUILT

Private Client Coverage

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High-Value Homeowners Insurance

Coverage built for the replacement cost, features, and risk profile of high-value primary and secondary residences, beyond what standard homeowners policies account for.

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Valuable Collections & Jewelry Insurance

Specialized coverage for jewelry, fine art, and other valuable collections, backed by our direct expertise in the jewelry trade through Jewelers Block.

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Luxury & Collector Car Insurance

Coverage designed for luxury, exotic, and collector vehicles, including agreed-value protection that standard auto policies do not offer.

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Personal Umbrella & Excess Liability Insurance

Additional liability protection above the limits of your home and auto policies, designed for the higher exposure that often comes with greater assets.

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Domestic Staff & Household Employment Liability Insurance

Coverage addressing the employment-related liability exposure that comes with household staff, including nannies, housekeepers, and estate personnel.

The Same Jewelry Expertise, Applied to Your Collection

Most brokers mention jewelry and collections coverage in passing. We built a specialty wholesale division, Jewelers Block, around the jewelry trade specifically, and that same depth of expertise carries directly into how we insure personal jewelry and collections for private clients.
WHY WORK WITH A DEDICATED PRIVATE CLIENT ADVISOR

Common Questions Before Getting Started

  • What is private client insurance?

    Private client insurance refers to coverage designed for high-net-worth individuals and families whose homes, collections, vehicles, and liability exposure exceed what standard personal insurance policies are built to handle. It typically includes higher coverage limits and more specialized underwriting than mass-market policies.

  • Do I need a high net worth insurance broker?

    If you own a high-value home, valuable jewelry or collections, collector vehicles, or carry personal liability exposure from assets or household staff, a broker experienced in private client coverage can identify gaps that a standard personal lines agent may not catch.

  • Does MJM Global only work with ultra-high-net-worth family offices?

    No. Our Private Client and Family Risk Management division serves affluent individuals and families directly, without requiring family-office scale to receive coordinated, specialized coverage.

  • Can MJM Global insure jewelry and fine art collections?

    Yes. Through our direct expertise in jewelry insurance and our Jewelers Block specialty division, we insure personal jewelry and collections, including fine art, as part of a coordinated private client program.